Quarterly risk reviews
Every three months we revisit your risk register, update it for any material changes in your asset base or the broader Kenyan regulatory environment, and discuss any actions needed.
Independent Advisory
When was the last time an adviser gave you a straight answer?
Betacspark's independent advisory retainer gives you ongoing access to senior advisers who have no products to sell and no commissions to earn.
Ongoing clarity on your full financial picture
Not a one-off report — a sustained relationship built on honest analysis.
Betacspark's advisory retainer is designed for individuals, families, and business owners who want a senior independent perspective available throughout the year — not just at annual review time. Retainer clients receive quarterly portfolio reviews against their written risk register, access to structured ad-hoc analysis (for decisions such as property acquisitions, business exits, or inheritance events), and a direct line to the Betacspark adviser responsible for their file. Our retainer model covers capital protection analysis only — we do not manage assets, execute trades, or act as a discretionary investment manager.
What a retainer relationship includes
Defined deliverables, no vague promises.
Ad-hoc decision support
Major financial decisions should not wait for your next scheduled review. Retainer clients can request a structured analysis session at any point in the year — typically delivered within five working days.
Annual protection audit
Once a year we conduct a comprehensive review of all protective structures — insurance, legal entities, and risk controls — and issue a written audit summary with an updated action list.
Specialist referrals
When your situation requires legal, tax, or actuarial input beyond our scope, we introduce you to practitioners we know and trust — with a clear brief so they can be useful immediately.
What advisory does not include
Honest boundaries make for a more useful relationship.
The Betacspark advisory retainer covers analysis, review, and recommendation — not execution. We do not manage investment portfolios, place insurance policies, or file legal documents. We also do not advise on tax compliance or tax structuring; where tax implications are relevant to a capital protection decision, we note the issue and refer you to a qualified Kenyan tax practitioner. Clients who need full discretionary investment management should seek a licensed fund manager — and we are happy to help you think through what to look for in that relationship.
“I had three different advisers before Betacspark — each one attached to a product house. The difference with a retainer that has no product agenda is difficult to overstate. Our last annual audit turned up a director's liability gap none of my previous advisers had ever mentioned. That finding alone justified two years of retainer fees.”
Wanjiru N., Nairobi — company director
Explore whether a retainer makes sense for you
We can explain the full scope in a 30-minute call — with no obligation to proceed.